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Spending
2 min read

Card options and what to check before you apply

Dbanq connects virtual and physical cards to your account, for online purchases and spending in person. Options depend on where you live and the issuing program, so here is what to review first.

Illustration of a wallet holding a card and coins

Virtual or physical

A virtual card is made for online purchases wherever it is accepted. A physical card is for the places and moments that need a card in hand. Which options you see depends on your country and the card issuing program available to your account.

What to check before you apply

  • The card types available to you.
  • How the card is funded.
  • Limits that apply to the card.
  • Fees and conditions in the current terms.

Identity checks and delivery

Applying for a card can include identity checks, and delivery of a physical card varies by program. The steps you see in the app are the ones that apply to your account.

Card balance and wallet balance

Your wallet and your card balance are not the same thing. Wallet and card balances can have different funding requirements, so check the balance available for the purchase you have in mind before you pay.

Card options, fees and eligibility can depend on your location. Review the current terms before ordering.

Using your card

  1. Check which card options and terms apply to you.
  2. Choose an available virtual or physical card.
  3. Pay online or in person wherever your card is accepted.

Read more about Dbanq cards, or compare costs on our pricing page.

Dbanq team

Guides

About our guides.

Our guides explain how Dbanq works in plain language. Availability, fees and terms can change, so the details shown in the app always take precedence.