Why Dbanq isn’t a bank, and why that’s the point
Dbanq doesn’t take deposits, doesn’t lend out your money and never holds your keys. Here is what that means for you, and why we built it this way.
Not a bank. On purpose.
Banks hold your money and decide what happens to it. Dbanq turns that around: your coins stay in your own non-custodial wallet, and nothing moves until you approve it.
What Dbanq doesn’t do
- It doesn’t take deposits.
- It doesn’t lend out your money.
- It never holds your private keys.
- It never sells your personal data.
What you get instead
One private Super App inside Telegram: a wallet for many coins, swaps, named USD accounts with onramps and offramps, cards and QR payments, yields through reviewed vaults, and eSIM data for your trips. Every fee, rate and step is shown before you approve.
Your keys. Your coins. Your call.
The honest part
Because Dbanq is not a bank, the coins in your wallet are not bank deposits, and bank deposit insurance does not cover them. Coins can lose value. Cards and virtual accounts come from independent partners under their own terms, and some need an identity check.
Wrapping up
Read why we built Dbanq, see what you can do, or find answers in our FAQs.
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